An estimated 12 million people currently use Medicare supplements, also known as “Medigap” insurance, to fill gaps left by their standard Medicare coverage. When it’s time to choose Medicare supplements, policyholders in southeastern Pennsylvania face complex questions. Many of these policyholders rely on Kelly Insurance Group to find the answers they need.
Patrick J. Kelly Insurance Group is an independent insurance agency based in Trappe, Pennsylvania. Kelly Insurance has the knowledge and experience to help customers in Collegeville, Limerick, Skippack, and surrounding areas make the right decisions about supplementary Medicare coverage.
Kelly Insurance’s agents understand the nuances of Medicare supplements as an alternative to Medicare Part C (“Medicare Advantage”) plans. They can recommend specific Medicare supplements as flexible choices for policyholders who travel seasonally from Royersford, for example, or for Phoenixville customers seeking low out-of-pocket costs.
Medicare supplements are government-approved private insurance plans. Part F, one of the most popular Medicare supplements, is slated to be phased out in 2019. Kelly Insurance agents keep up-to-date with changes in Medicare supplements, so they have all the latest information about the current plans. Kelly Insurance helps its customers in Royersford, Phoenixville, and Limerick weigh the pros and cons of coverage levels, premiums, and out-of-pocket costs.
The Centers for Medicare and Medicaid Services (CMS), the government agency that regulates Medicare coverage, publishes a wealth of information on Medicare supplements. However, the sheer volume of available information can make it overwhelming to consumers.
The trained insurance agents at Kelly Insurance Group provide their customers with clear explanations of Medicare supplements. They know which Medicare supplements are suitable for policyholders in different situations, whether they’re going through open enrollment, eligible for their post-retirement “guarantee issue right”, or waiving guarantee issue to be underwritten for a more exclusive type of Medicare supplements.
As an independent insurance agency, Kelly Insurance Group has access to coverage from many different carriers. This gives Kelly Insurance’s customers in Collegeville, Skippack, and nearby towns more choices of Medicare supplements than they could find at a single-carrier insurance agency.
Kelly Insurance’s agents evaluate Medicare supplements based upon their thorough understanding of their customers’ individual needs. The team from Kelly Insurance guides customers through every step of selecting Medicare supplements, ensuring that they have the most affordable and comprehensive Medicare supplements available.