When looking to buy or renew a commercial insurance policy, it is essential to work with an insurance agency that understands the industry and takes the time to shop for the most competitive products. Kelly Insurance Group is such an agency. This independent insurance agency does the leg work for their clients to provide competitive insurance products, including workers’ compensation, liability, auto, and property insurance.
Their expertise and dedication have enabled them to form long-lasting relationships with their clients in Collegeville, PA, Skippack, PA, Limerick, PA, Royersford, PA, Phoenixville, PA, Trappe, PA, and surrounding areas. The experts from Kelly Insurance Group enjoy sharing tips for choosing commercial insurance:
4 Things to Consider When Choosing a Commercial Insurance Policy
#1 Understand the Industry Risks and Choose the Right Coverage
Businesses operate in diverse environments, each with its own risks. These risks are constantly evolving and not taking the time to understand them could lead to a company being underinsured. The agents at Kelly Insurance can assist you in pinpointing potential areas of loss and make coverage recommendations to reduce potential for gaps in coverage.
#2 Break Down the Premium Costs
Businesses looking for commercial insurance need to know the total policy cost and how this cost affects their bottom line. Clients should choose a coverage package that won’t put a strain on their business. Kelly Insurance Group helps clients break down the cost of commercial insurance, looking at factors such as premium flexibility, discounts, maturity time, and what the insurance covers.
#3 Consider Bundle BOPs
Most businesses require more than one insurance product, such as commercial property insurance and liability insurance. Rather than purchasing individual policies, clients can buy a Business Owner’s Policy (BOP), consolidating multiple products into one convenient coverage plan.
Kelly Insurance Group helps clients choose the best BOPs, saving them time and money and sparing them the hassle of sorting through individual products.
#4 Choose the Right Agent
Clients need to consult a professional who understands their industry and can guide them through various plans and products. Working with an independent insurance agency like Kelly Insurance Group ensures you’ll get unbiased product recommendations since your agent is not solely associated with a specific insurance company.
About Kelly Insurance Group
Kelly Insurance Group is a Pennsylvania insurance agency providing a range of insurance products and group benefits. The family-owned company prides itself on offering individualized service, taking the time to understand what matters to its clients.
Kelly Insurance Group serves clients in Collegeville, PA, Limerick, PA, Phoenixville, PA, Skippack, PA, Royersford, PA, Trappe, PA, and nearby areas. To learn more about getting commercial insurance, visit www.kellyins.com.