Workers Compensation Insurance in Collegeville, PA
Nearly all Pennsylvania businesses are required to carry workers’ compensation as part of their business insurance. Collegeville businesses are no exception. Not carrying the right workers’ compensation, or workers comp as it’s sometimes called, could get a business into deep trouble. And unfortunately, workers’ compensation can become expensive if you don’t shop for the right rates. If you’ve reached the place where you’re looking for workers compensation insurance, then it’s time to have an independent insurance agent, such as Kelly Insurance, start looking at competitive rates for you.
There are different options in workers’ comp payments such as paying the premium upfront or making monthly payments that may make more sense to you. Let the Kelly agency do the work for you for both workers’ comp rates and all your business insurance needs.
Workers Compensation for Collegeville Small Businesses
Many companies think that workers’ compensation is for lumber mills, shipyards, or other dangerous industries, but all Pennsylvania businesses need to be aware of the state requirements. What is a worker’s compensation injury? For example, you know it’s for an injury on the job, but it is also for aggravating a previous injury. Or, for causing an injury in the function of moving the business forward. So, an overuse injury can become a worker’s compensation claim.
Now that you are aware of all the definitions, think about what your workplace may look like.
- Could someone trip over a box left in a walkway?
- Could someone reaggravate a back injury by sitting too long?
- Could a worker get carpal tunnel syndrome from repeat motion, even typing?
Now it starts to appear how worker’s compensation claims could happen in any workplace. So it’s one thing to have the minimum insurance necessary, but it’s another to make sure you’re well protected and you have proof that you are looking to adequately protect your workers if anything happens.
When looking for any type of commercial insurance, Kelly Agency is dedicated to helping Collegeville PA businesses get the right insurance at the right rates. You are busy, time to let your local business insurance agents do the work for you.
Commercial Insurance in Collegeville, PA
After a long day’s work, Collegeville residents can take advantage of the Perkiomen Trail as a way to relax the stress away. A nice walk or bike ride along the 19-mile trail will surely be a welcome relief after a day of sitting hunched over a computer. And, it’s a great way to spend family time. Wagons, strollers, and little bikes with training wheels will all do great on the smooth, hard surface.