Affordable Life Insurance in Collegeville PA, Limerick PA, Royersford PA, Skippack PA, Phoenixville PA and Surrounding Communities

Protecting Your Family’s Future

What do you consider to be your most valuable asset? When faced with this question, many point to their home. Some would suggest that their business would qualify as their most valuable possession, while others talk about their investment portfolio. However, there is one common denominator that makes the acquisition of all other assets possible: the ability to earn an income.

Your income provides for virtually every one of your family’s needs. It also contributes towards securing a strong financial future.

What Happens if You’re Not Here?

It’s one of the most uncomfortable questions to consider, yet one of the most important. If the unthinkable should occur, what would happen to your family? In the event of your death, their needs remain. From mortgage payments to food, college tuition to utilities, clothing, health insurance and so much more, your family counts on your income. Add to this the unexpected burden of final burial expenses and the threat of financial hardship can be overwhelming, especially during such an emotional time. Life insurance ensures that your family won’t have to worry about money at one of the most difficult times any family could face.

Lost Income Isn’t the ONLY Worry

life insuranceThe loss of a parent leaves a terrible void in the event of their death. This is especially true for families with dependent children. Many families find that their expenditures actually increase with the loss of a parent, as you incur expenses for:

  • Childcare
  • Housekeeping
  • Tutor(s)
  • Counselors (grief management)

Making sure these additional costs are covered goes a long way towards allowing your family to move on following such a tragic loss.

Understanding Your Options

Many different factors come into play when considering the type of life insurance you need. A retired couple with grown children has completely different needs than a young couple with little ones at home. A business owner has additional considerations. The amount of debt you carry also plays a significant role in determining the type and amount of life insurance required. Having a basic understanding of the different types of life insurance is important in establishing realistic goals. We can answer any questions you may have and help you with the selection process that best fits you personally. We can help you comprehend the various types of policies such as:

  • TERM LIFE
  • PERMANENT LIFE
  • WHOLE LIFE
  • UNIVERSAL LIFE
  • OTHER OPTIONS

Whatever the need, your Kelly Insurance agent can help you wade through the many options, determine the needs of your family and put together a package that provides the peace of mind you and your family deserve.

Talk to your Kelly Insurance Professional for more information and a personal review.