FAQ's FAQs Kelly Insurance Agency, Inc.

What is Personal Umbrella Coverage?

Personal Umbrella coverage is liability insurance that protects your financial assets by supplementing the liability coverage that your personal automobile and homeowners policies provide. Qualified applicants can purchase this additional protection in increments of $1,000,000. Call us for more information.

 Do I get a discount if I insure my Home and my Car with you?

All of our carriers offer a Multi-policy discount for having both Auto and Homeowners Insurance with the same carrier. 

How do I know if I have enough insurance on my home?

We can use one of our Home Replacement Cost Estimation Tools to help you determine the proper amount of coverage to carry on your home.  We'll review this with you so you can make an informed decision.  We do this when you first purchase a Homeowners policy, and can do it whenever you contact us about changes you make to your home.