Health Insurance

We're here when you need us. Our team is experienced in health insurance and in employee benefits. We are dedicated to proposing the best possible benefit solution to our clients and represent many of the most reputable, national, and regional insurance companies.

We are a resource for both individuals and business owners. Below is a summary of the products and services we provide to our current and prospective customers.

Our Services Include:

Product Portfolio (Individual and Employer Sponsored):

Health Maintenance Organizations (HMO)
Preferred Provider Organizations (PPO)
Point of Service Plans (POS)
Group Medicare Advantage Plans
High Deductible Health Plans (HDHP)
Health Savings Accounts (HSAs)

Dental Insurance
Short Term Disability
Long Term Disability
Voluntary Disability
Life Insurance

Consulting Services for Employee Benefit Plans:

Strategic Recommendations
Plan Design Assessment
Contribution Strategies
Structure for Employee Benefit Package

Account Management Support:

Resource for Benefit Managers
Administrative Resource
Assistance with Claim Resolution

Annual Enrollment Support
Assistance with Employee Communications and Handbooks

Administrative Support for the following:

Billing
Online Enrollment Services
Consolidated Omnibus Budget Reconciliation Act (COBRA)
Health Insurance Portability and Accountability Act (HIPAA)
Medicare Prescription Drug, Modernization and Improvement Act
Expertise in Handling State Mandated Benefits Coverage
Premium Only Plans (POP)
Flexible Spending Accounts/Section 125 Plans
Health Reimbursement Accounts

Listed below are a few of the Insurance Partners we are proud to represent:

	United Healthcare







	Keystone Health Plan East	Personal Choice